Risk Insurance Advice
Insurance for Groups
Support your team. Strengthen your organisation.
Offering group insurance is a powerful way to attract, retain and protect your people. We design group policies that are easy to manage, clearly communicated, and strategically aligned with your business or membership goals.
How group cover works
Group insurance allows employers or associations to offer meaningful protection – often at a lower cost and with fewer underwriting requirements. It’s a practical way to improve team wellbeing, engagement and satisfaction.
Our advice includes:
- Group life insurance
Provides a lump sum benefit to an employee’s family in the event of death. This support can help cover living expenses, mortgages or future education needs. - Total and permanent disability (TPD) Insurance
Pays a lump sum to employees who are permanently unable to work due to injury or illness, helping them maintain independence and manage long-term expenses. - Group Income Protection
Replaces a portion of an employee’s income if they’re unable to work for an extended period – offering stability for the individual and peace of mind for your organisation.
Our staff feel supported, and we’ve had great feedback. The process was
surprisingly simple.
HR Lead, National Association
What you can expect:
- Insurance options tailored to your industry, workforce or membership
- Support with onboarding, administration and ongoing claims
- Clear, accessible communication to employees or members
- Regular plan reviews to ensure compliance and continued value