Risk Insurance Advice
Insurance for Businesses
Protect your business. Plan for the unexpected.
Your business is more than a job – it’s part of your financial foundation. Business insurance helps you protect your people, manage risk and plan for succession.
How we help protect your business
Running a business comes with risk but it also comes with options. We help you safeguard your operations, revenue and legacy through tailored business insurance strategies.
Our advice includes:
- Key person insurance
Protects your business if a vital team member is no longer able to work due to illness or death. This payout helps fund recruitment, replace lost revenue or reassure stakeholders. - Business expense insurance
Covers essential running costs – like rent, utilities, and staff wages – if you or another key owner are unable to work temporarily. - Buy/sell agreements (funded by insurance)
Ensures a smooth ownership transfer if a business partner exits due to death or disability. We help structure the agreement and fund it through appropriate insurance. - Owner income protection
Provides a personal safety net for directors or owners, helping ensure your household finances stay intact even if you can’t draw a wage from the business.
They made business insurance clear and useful. Now we know we’re covered and
ready for the next chapter.
Business Owner, QLD
What you can expect:
- Tailored cover based on your business structure, size and goals
- Support aligning cover with legal agreements and succession plans
- Streamlined admin and clarity across your policy portfolio
- Annual reviews to ensure your insurance remains relevant and cost-effective