It’s one of the biggest questions Australians approaching retirement are asking right now: what does the new $3 million super tax actually mean for me? For Mike Beal, Senior Financial Planner at Wealth Architects on the Sunshine Coast, the answer… Read More »Navigating the $3 Million Super Tax: Why Strategy Matters More Than Ever
Ready to get serious, but not always clear on how There’s a particular kind of energy that shows up when people in their 30s and early 40s start thinking more seriously about their finances. They’re not disengaged. If anything, it’s… Read More »The decade where everything happens – and why a plan matters more than ever
Clients: Peter (66) and Bron (63) Adviser: Erica Cummins, Principal Adviser Stage: Transitioning into retirement When Bron retired 12 months ago, she commenced an account-based pension and began the shift into retirement life. Peter’s retirement followed a little later, finishing work in January… Read More »A retirement plan that delivered more than expected
This month explores the strategic role of personal insurance when paired with ongoing advice. It shows how insurance is not just about replacing income or clearing debt, but about protecting long-term goals and creating flexibility when life takes an unexpected… Read More »Insurance beyond the sum insured – how the right advice turned a life-changing claim into a retirement reset
When we think about life insurance, most of us hope we’ll never need it. For one client, that decision – made back in 2019 with Ben Day, our Risk Specialist in Melbourne – became life-changing. At the time, she was… Read More »“The best decision I ever made”: How the right advice changed everything for one family
When you’ve spent more than two decades building a business, the idea of retirement can feel like both a reward and a risk. For many small business owners, most of their wealth isn’t sitting in superannuation – it’s tied up… Read More »From business sale to $2.56 million in super: how one couple turned hard work into retirement freedom
Wealth isn’t just about accumulation – it’s about alignment. When your financial decisions reflect your values, goals, and lifestyle, your money begins to serve you in more meaningful ways. At Wealth Architects, we believe great advice doesn’t start with numbers… Read More »How to make your money mean more
There’s something about July that feels like a reset. A fresh page. A chance to slow down and ask: Is my money working for the life I want, or just ticking boxes? At Wealth Architects, we believe wealth isn’t just… Read More »New financial year, new momentum: 5 habits that build long-term wealth
The end of the financial year isn’t just about reconciling receipts or meeting with your accountant. It’s a milestone – a timely opportunity to reflect on the bigger picture of your financial life. At Wealth Architects, we view EOFY as… Read More »Is your financial strategy EOFY-ready? Here’s what to review before June 30
Quarter in review Global equities navigated a more complicated path in the September quarter but still ended at all-time highs. Early August saw sharp volatility due to weaker U.S. labour data, a Bank of Japan interest rate hike, and thinner… Read More »Quarterly economic and market update: September 2024