Why the decision to keep deeming rates on hold may be a window for interest rates. In delivering the second reading of the Appropriation Bill (No. 1) 2024–25 last week, otherwise known as the latest federal budget, the Treasurer announced… Read More »Deeming freeze a win for Age Pensioners

Our region-by-region economic outlook and latest forecasts for investment returns. For the last decade-plus, a lack of both automation and new general-purpose technologies (GPTs) have weighed on U.S. economic growth. But new Vanguard research suggests that artificial intelligence (AI) will… Read More »Our investment and economic outlook, May 2024

This year’s Australian Federal Budget has a focus on helping Australians with easing cost of living pressures with measures including tax cuts and energy bill relief. There’s also a focus on strengthening Medicare, making available cheaper medicines and increased aged… Read More »2024-25 Federal Budget: Everything you need to know

Retirement The super changes on the way from the start of the 2024-25 financial year. A number of superannuation changes will come into effect from 1 July 2024 that are designed to help working Australians get more money into the… Read More »The superannuation changes from 1 July

Retirement Deciding on your retirement funding options comes down to personal choice. If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire. Broadly speaking, you have a few… Read More »Transitioning into retirement: What you should know

Quarter in review Global equities reached record highs by quarter end despite a hawkish view from investors on interest rates as inflation cooled slower than expected. This equity strength was driven by still-resilient economic data that continued to support the… Read More »Quarterly economic and market update – March quarter 2024

Here is a practical approach to creating a retirement plan that will help enable financial peace of mind. Many investors concentrate on building their nest egg during their working lives to pay or help pay for their retirement but fail… Read More »Four steps to plan for a better retirement

How parents and advisers can work together to manage intergenerational wealth transfers. We’re told our time horizon shrinks as we age. This makes sense, because the closer we get to retirement, the less time we have left to accumulate wealth.… Read More »Connecting an adviser with your children

The potential estate complexities of dying without a will Having a legally valid will can go a long way to avoiding disputes over the division of your assets. What did the artist Picasso, musicians Bob Marley and Aretha Franklin, and… Read More »The potential estate complexities of dying without a will

Super contributions are set to rise in the next financial year. The six monthly average weekly ordinary time earnings (AWOTE) were released on February 22, indicating that concessional and non-concessional contributions caps will be increasing effective from 1 July 2024.… Read More »Changes to superannuation contributions for the 2024-25 financial year